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Frequently Asked Questions
What if I have had credit problems in the past?
Med Loan Finance has programs for most all types of credit histories. If you've been declined in the past by other finance companies Med Loan Finance may still be able to approve your loan request. We can also try processing your loan with a co-signer if needed.

What will my interest rate be?
Your interest rate will vary based on your credit history, selected loan term, and loan amount. We work with certain banks that offer a twelve month interest free rebate plan. If you are able to pay back your loan within a year, a rebate for the interest you have paid to the bank will be mailed to you in a check. So in other words your interest will amount to 0%. Patients with excellent credit ratings who apply for financing through Med Loan Finance qualify for extra-low interest rates. Even patients with past credit problems can qualify for reasonable rates.

What loan terms are available?
Available loan terms may include 12, 24, 36, 48 and 60 months or a revolving credit line depending on your credit background and in some cases we can even arrange financing for as long as 360 months.

Are there down payment requirements?
Down payment requirements are determined based on your credit history and your health care provider's requirements. If you have average or above average credit, you may not be required to put any money down.

How do I get more information?
Med Loan Finance customer service department is ready to answer your questions. Please call us at 1-800-504-4053 or email us at info@medloanfinance.com.
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